:root{--navy:#071526;--navy-2:#0c2038;--ink:#102033;--muted:#5c6979;--line:#dbe2e9;--pale:#f2f6f9;--white:#fff;--cyan:#13b8c8;--orange:#f57922;--orange-dark:#d95e0d;--green:#1f9b72;--max:1240px;--display:"Space Grotesk",sans-serif;--body:"Manrope",sans-serif}
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.site-header{position:sticky;z-index:100;top:0;background:rgba(7,21,38,.98);border-bottom:1px solid rgba(255,255,255,.1);backdrop-filter:blur(14px)}.header-shell{width:min(var(--max),calc(100% - 48px));height:82px;margin:auto;display:flex;align-items:center;gap:28px}.brand-lockup{display:flex;align-items:center;color:#fff;min-width:230px}.brand-lockup:hover{color:#fff}.site-logo{display:block;width:250px;max-height:58px;object-fit:contain;object-position:left center}.footer-logo{filter:none}.primary-nav{display:flex;align-items:center;justify-content:center;gap:24px;flex:1}.primary-nav>a,.nav-group>button{color:#d9e4ee;background:none;border:0;padding:29px 0;font-size:.84rem;font-weight:800;white-space:nowrap;cursor:pointer;text-transform:uppercase;letter-spacing:.035em}.primary-nav>a:hover,.nav-group>button:hover{color:#fff}.nav-group{position:relative}.nav-panel{position:absolute;top:69px;left:-18px;width:245px;padding:10px;background:#fff;border:1px solid var(--line);box-shadow:0 18px 42px rgba(4,18,32,.18);opacity:0;visibility:hidden;transform:translateY(8px);transition:.2s}.nav-group:hover .nav-panel,.nav-group:focus-within .nav-panel{opacity:1;visibility:visible;transform:none}.nav-panel a{display:block;padding:10px 12px;color:var(--ink);font-size:.84rem;font-weight:700;border-radius:2px}.nav-panel a:hover{background:var(--pale);color:#067687}.header-cta{min-height:44px}.menu-toggle{display:none}.staging-ribbon{position:relative;z-index:90;padding:7px;text-align:center;color:#fff;background:#8b3a0c;font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
.home-hero{position:relative;overflow:hidden;background:var(--navy);min-height:680px}.home-hero-image{display:block;width:100%;height:auto;min-height:680px;object-fit:fill}.home-hero-overlay{position:absolute;inset:0;background:linear-gradient(90deg,rgba(4,14,26,.96) 0%,rgba(5,17,30,.82) 40%,rgba(5,17,30,.24) 72%,rgba(5,17,30,.14) 100%)}.home-hero-grid{position:absolute;inset:0;display:grid;grid-template-columns:minmax(0,1.05fr) minmax(390px,.68fr);gap:70px;align-items:center}.hero-copy{color:#e5edf5}.hero-copy h1{color:#fff;max-width:780px;line-height:1}.hero-copy p{max-width:670px;font-size:1.15rem;color:#c8d4df}.hero-actions{display:flex;align-items:center;gap:24px;margin:30px 0}.hero-proof{display:flex;gap:34px;padding-top:20px;border-top:1px solid rgba(255,255,255,.18)}.hero-proof span{color:#aebdca;font-size:.78rem;text-transform:uppercase;letter-spacing:.1em}.hero-proof b{display:block;color:#fff;font:700 1.75rem/1 var(--display);letter-spacing:-.04em;margin-bottom:5px}
.quote-box{background:#fff;color:var(--ink);padding:26px;border-top:4px solid var(--cyan);border-radius:4px}.quote-box-head{display:flex;gap:12px;align-items:flex-start}.quote-box-head h2{font-size:1.55rem;margin:0}.status-dot{width:10px;height:10px;margin-top:8px;border-radius:50%;background:var(--green);box-shadow:0 0 0 5px rgba(31,155,114,.14)}.quote-intro{color:var(--muted);font-size:.9rem}.form-progress{height:5px;background:#e8eef2;margin:18px 0}.form-progress span{display:block;height:100%;background:linear-gradient(90deg,var(--cyan),#53d9e3);transition:.25s}.form-step{display:none}.form-step.is-active{display:grid;gap:9px}.form-step strong{font-size:1rem;margin-bottom:4px}.form-step button:not(.button){padding:13px 14px;text-align:left;background:#f5f8fa;color:var(--ink);border:1px solid #d8e0e7;border-radius:2px;font-weight:700;cursor:pointer}.form-step button:not(.button):hover{border-color:var(--cyan);background:#effbfc}.micro-trust{display:flex;gap:16px;justify-content:center;list-style:none;margin:18px 0 0;padding:14px 0 0;border-top:1px solid var(--line);font-size:.7rem;font-weight:800;text-transform:uppercase;color:#66717d}.micro-trust li:before{content:"✓";color:var(--green);margin-right:4px}.form-target iframe{display:block;width:100%;min-height:540px;border:0;background:#fff}
.signal-strip{display:grid;grid-template-columns:repeat(3,1fr);background:var(--navy-2);color:#fff}.signal-strip>div{padding:28px 5vw;display:grid;grid-template-columns:auto 1fr;column-gap:14px;border-right:1px solid rgba(255,255,255,.1)}.signal-strip span{grid-row:1/3;color:var(--cyan);font:700 1.7rem/1 var(--display)}.signal-strip strong{font-family:var(--display)}.signal-strip small{color:#9fb0c0}.section-heading{max-width:820px;margin-bottom:42px}.section-heading>p{color:var(--muted);font-size:1.05rem}.split-heading{display:grid;grid-template-columns:1fr .8fr;gap:70px;max-width:none;align-items:end}.tier-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.tier-card{padding:32px;border:1px solid var(--line);background:#fff}.tier-card.featured{border-top:4px solid var(--orange);background:#fdfbf9}.tier-code{display:block;color:#087f8c;font-size:.68rem;font-weight:800;letter-spacing:.15em;margin-bottom:24px}.tier-card p,.tier-card li{color:var(--muted)}.tier-card ul{padding-left:18px;min-height:110px}.tier-card>a{font-weight:800}.section-dark{background:var(--navy);color:#c6d2dd}.section-dark h2{color:#fff}.tool-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}.volume-tool{padding:36px;background:#0e2946;border:1px solid rgba(255,255,255,.12)}.volume-tool label{display:block;font-size:.8rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em;color:#9fb1c1}.volume-tool input{width:100%;accent-color:var(--orange);margin:26px 0}.volume-reading{display:flex;align-items:baseline;gap:8px}.volume-reading strong{font:700 3.6rem/1 var(--display);color:#fff}.volume-reading span{color:#8fa3b5}.volume-result{margin-top:24px;padding-top:20px;border-top:1px solid rgba(255,255,255,.15);color:#d7e1e8}.brand-card-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}.image-card{position:relative;overflow:hidden;min-height:360px;background:var(--navy)}.image-card img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;filter:saturate(.65);transition:.35s}.image-card:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 30%,rgba(5,16,29,.96))}.image-card>span{position:absolute;z-index:2;left:20px;right:20px;bottom:20px;color:#fff}.image-card small,.image-card em{display:block;font-size:.68rem;text-transform:uppercase;letter-spacing:.12em;font-style:normal;color:#9bdce2}.image-card strong{display:block;font:700 1.35rem var(--display);margin:5px 0}.image-card:hover img{transform:scale(1.025);filter:saturate(1)}.pale-section{background:var(--pale)}.editorial-split{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:70px}.editorial-split.reverse{grid-template-columns:.9fr 1.1fr}.editorial-split img{width:100%;height:auto;border-radius:2px}.check-list{list-style:none;padding:0;margin:24px 0}.check-list li{position:relative;padding:9px 0 9px 30px;border-bottom:1px solid var(--line)}.check-list li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}.check-list.large li{padding-block:13px}.location-callout{display:flex;align-items:center;gap:50px;padding:36px;background:var(--navy);color:#fff}.location-callout div{display:flex;align-items:baseline;gap:10px}.location-callout strong{font:700 3rem/1 var(--display);color:var(--cyan)}.location-callout span{text-transform:uppercase;letter-spacing:.1em;font-size:.72rem}.location-callout .button{margin-left:auto}.compact-quote{padding:64px 0}.compact-quote .shell{display:flex;align-items:center;justify-content:space-between;gap:40px}.compact-quote p{margin:0}
.page-hero{display:grid;grid-template-columns:1fr 1fr;background:var(--navy);min-height:560px}.page-hero-copy{padding:76px clamp(32px,5vw,86px);display:flex;flex-direction:column;justify-content:center;color:#c8d4df}.page-hero-copy h1{color:#fff;font-size:clamp(2.5rem,4vw,4.65rem)}.page-hero-copy p{font-size:1.06rem;max-width:620px}.page-hero-copy .button{align-self:flex-start;margin-top:14px}.page-hero-media{min-height:560px;overflow:hidden}.page-hero-media img{display:block;width:100%;height:100%;object-fit:cover;object-position:center}.faq-question-hero .page-hero-copy h1{font-size:clamp(2.35rem,3.45vw,4.15rem)}.guide-nav{position:sticky;z-index:40;top:78px;background:#fff;border-bottom:1px solid var(--line)}.guide-nav .shell{display:flex;gap:28px;overflow:auto}.guide-nav a{padding:17px 0;color:var(--ink);font-size:.8rem;font-weight:800;white-space:nowrap}.content-sidebar{display:grid;grid-template-columns:minmax(0,1fr) 390px;gap:70px;align-items:start}.prose{font-size:1.03rem}.prose>.lede{font-size:1.25rem;color:#34495a}.prose h2{font-size:2.2rem;margin-top:54px}.prose h3{margin-top:26px}.prose a{font-weight:750}.sticky-sidebar{position:sticky;top:130px}.sticky-sidebar .quote-box{border:1px solid var(--line);border-top:4px solid var(--cyan)}.decision-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:30px 0}.decision-grid div{padding:22px;background:var(--pale);border-top:3px solid var(--cyan)}.decision-grid strong{display:block;font:700 1.25rem var(--display)}.decision-grid span{color:var(--muted);font-size:.82rem}.compare-table{width:100%;border-collapse:collapse;margin:28px 0;font-size:.88rem}.compare-table th,.compare-table td{text-align:left;vertical-align:top;padding:15px;border:1px solid var(--line)}.compare-table th{background:var(--navy);color:#fff}.two-column-cards{display:grid;grid-template-columns:1fr 1fr;gap:12px}.two-column-cards>div{padding:28px;background:var(--pale)}.number-list{list-style:none;padding:0;counter-reset:item}.number-list li{position:relative;padding:20px 0 20px 58px;border-bottom:1px solid var(--line);counter-increment:item}.number-list li:before{content:counter(item,decimal-leading-zero);position:absolute;left:0;top:18px;color:var(--cyan);font:700 1.3rem var(--display)}.number-list strong,.number-list span{display:block}.number-list span{color:var(--muted)}.inline-cta{display:flex;align-items:center;justify-content:space-between;gap:24px;margin:52px 0;padding:30px;border-left:5px solid var(--orange);background:var(--navy);color:#c7d3de}.inline-cta h3{color:#fff;margin-bottom:6px}.inline-cta p{margin:0}.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.process-grid article{padding:30px;border:1px solid var(--line)}.process-grid span{color:var(--cyan);font:700 1.6rem var(--display)}
.brand-detail-grid{display:grid;gap:24px}.brand-detail-card{display:grid;grid-template-columns:.9fr 1.1fr;border:1px solid var(--line)}.brand-detail-card:nth-child(even){grid-template-columns:1.1fr .9fr}.brand-detail-card:nth-child(even) img{order:2}.brand-detail-card img{width:100%;height:auto;align-self:center}.brand-detail-card>div{padding:42px}.family-list{display:grid;gap:8px;margin:28px 0}.family-list div{display:grid;grid-template-columns:120px 1fr;gap:10px 20px;padding:19px;border:1px solid var(--line)}.family-list span{grid-row:1/3;color:#087f8c;font-size:.66rem;font-weight:800;letter-spacing:.12em}.family-list strong{font-family:var(--display)}.family-list small{color:var(--muted)}.source-note{padding:18px;background:var(--pale);font-size:.83rem;color:var(--muted)}
.directory-tools{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:34px}.directory-tools label{display:grid;gap:8px;min-width:340px;font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.1em}.directory-tools input{padding:15px 16px;border:1px solid #bfcbd5;background:#fff}.state-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.state-card{padding:24px;border:1px solid var(--line);background:#fff}.state-card>div{display:grid;grid-template-columns:46px 1fr;align-items:center}.state-card>div>span{grid-row:1/3;display:grid;place-items:center;width:40px;height:40px;background:var(--navy);color:#fff;font:700 .8rem var(--display)}.state-card h3{margin:0}.state-card small{color:var(--muted)}.state-card ul{columns:2;list-style:none;padding:18px 0;margin:16px 0;border-block:1px solid var(--line);font-size:.82rem}.state-card li{padding:3px 0}.state-more{font-size:.8rem;font-weight:800}.draft-notice{padding:12px 0;background:#fff3df;border-block:1px solid #f1c988;color:#6d4515}.draft-notice .shell{display:flex;gap:16px;align-items:center}.draft-notice strong{font-size:.78rem;text-transform:uppercase;letter-spacing:.08em}.draft-notice span{font-size:.86rem}.city-link-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:9px}.city-link-grid a,.related-links a{display:flex;flex-direction:column;padding:16px;border:1px solid var(--line);color:var(--ink)}.city-link-grid span{font-size:.75rem;color:#087f8c}.related-links{display:grid;gap:8px}
.faq-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.faq-card{border:1px solid var(--line);background:#fff}.faq-card.is-hidden,.state-card.is-hidden{display:none}.faq-card-media{display:block;aspect-ratio:3/2;overflow:hidden;background:#dfe8ed}.faq-card-media img{width:100%;height:100%;object-fit:cover}.faq-card>div{padding:22px}.faq-card h3{font-size:1.16rem}.faq-card h3 a{color:var(--navy)}.faq-card p{color:var(--muted);font-size:.85rem}.answer-label{display:flex;justify-content:space-between;padding-bottom:14px;border-bottom:1px solid var(--line);color:#087f8c;font-size:.7rem;font-weight:800;letter-spacing:.12em}.faq-answer>p:first-of-type{font-size:1.2rem}.success-panel{min-height:70vh;display:grid;place-items:center;align-content:center;text-align:center;padding:70px 24px}.success-check{display:grid;place-items:center;width:70px;height:70px;margin-bottom:24px;border-radius:50%;background:#e7f6f0;color:var(--green);font-size:2rem}.success-panel h1{max-width:800px}.success-panel p{max-width:700px;color:var(--muted)}
.section-follow-link{margin:28px 0 0;font-weight:800}.authority-prose>[id],.authority-prose section[id],.direct-answer[id]{scroll-margin-top:150px}.direct-answer{margin-bottom:48px;padding:30px 32px;border-left:5px solid var(--cyan);background:var(--pale)}.direct-answer h2{margin-top:0}.direct-answer p{margin:0;font-size:1.1rem;color:#34495a}.authority-prose h2{margin-top:62px}.authority-prose h3{margin-top:32px}.authority-prose .compare-table{margin-block:30px 38px}.authority-cards>div{border-top:3px solid var(--cyan)}.authority-cards ul{margin-bottom:0;padding-left:20px}.formula-panel{margin:28px 0;padding:26px 30px;border:1px solid var(--line);border-left:5px solid var(--orange);background:#fff}.formula-panel strong{display:block;font:700 1.25rem var(--display);color:var(--navy)}.formula-panel p{margin:8px 0 0}.authority-faqs{margin-top:70px;padding-top:54px;border-top:1px solid var(--line)}.qa-stack{display:grid;gap:10px}.qa-stack article{padding:24px 26px;border:1px solid var(--line);background:#fff}.qa-stack h3{margin:0 0 9px;font-size:1.15rem}.qa-stack p{margin:0;color:var(--muted)}.pricing-table td:nth-child(2),.pricing-table td:nth-child(3){white-space:nowrap}.mps-process{margin:32px 0 42px}.quote-workflow{padding:104px 0;background:linear-gradient(180deg,#fff 0%,var(--pale) 100%);border-block:1px solid var(--line)}.workflow-heading{text-align:center;margin-inline:auto}.workflow-heading p{max-width:760px;margin-inline:auto}.workflow-track{position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.workflow-track:before{content:"";position:absolute;top:76px;left:16%;right:16%;height:2px;background:linear-gradient(90deg,var(--cyan),var(--orange))}.workflow-step{position:relative;z-index:1;padding:34px 30px 32px;background:#fff;border:1px solid var(--line);border-top:4px solid var(--cyan)}.workflow-step:nth-child(2){border-top-color:#22a9bd}.workflow-step:nth-child(3){border-top-color:var(--orange)}.workflow-number{position:absolute;top:18px;right:22px;color:#9cabb7;font:700 .72rem var(--display);letter-spacing:.14em}.workflow-icon{display:grid;place-items:center;width:82px;height:82px;margin:0 auto 28px;border:2px solid var(--navy);border-radius:50%;background:#fff;color:var(--navy)}.workflow-icon svg{width:48px;height:48px;fill:none;stroke:currentColor;stroke-width:2.6;stroke-linecap:round;stroke-linejoin:round}.workflow-step h3{text-align:center;font-size:1.35rem}.workflow-step p{text-align:center;color:var(--muted);font-size:.92rem;margin:0}.quote-page-hero{display:grid;grid-template-columns:1fr 1fr;min-height:680px;background:var(--navy)}.quote-page-copy{display:flex;flex-direction:column;justify-content:center;padding:80px clamp(34px,6vw,100px);color:#cad6df}.quote-page-copy h1{color:#fff;font-size:clamp(2.8rem,4.6vw,5.25rem)}.quote-page-copy>p{max-width:680px;font-size:1.12rem}.quote-page-benefits{display:grid;gap:12px;margin:22px 0 0;padding:0;list-style:none}.quote-page-benefits li{position:relative;padding-left:28px;color:#fff;font-weight:700}.quote-page-benefits li:before{content:"✓";position:absolute;left:0;color:var(--orange);font-weight:900}.quote-page-form{display:flex;align-items:center;justify-content:center;padding:62px clamp(28px,5vw,78px);background:#eef3f6}.quote-page-form .quote-box{width:min(100%,590px);border:1px solid var(--line);border-top:4px solid var(--cyan)}.site-footer{background:#06111e;color:#9cafc0}.footer-cta{width:min(var(--max),calc(100% - 48px));margin:auto;padding:60px 0;display:flex;align-items:center;justify-content:space-between;gap:30px;border-bottom:1px solid rgba(255,255,255,.12)}.footer-cta h2{color:#fff;max-width:800px}.footer-grid{width:min(var(--max),calc(100% - 48px));margin:auto;padding:58px 0;display:grid;grid-template-columns:2fr repeat(3,1fr);gap:50px}.footer-grid h3{color:#fff;font-size:.85rem;text-transform:uppercase;letter-spacing:.1em}.footer-grid>div>a:not(.brand-lockup){display:block;color:#9cafc0;padding:5px 0;font-size:.85rem}.footer-grid>div>a:hover{color:#fff}.footer-brand{margin-bottom:20px}.footer-bottom{padding:20px max(24px,calc((100vw - var(--max))/2));display:flex;justify-content:space-between;border-top:1px solid rgba(255,255,255,.08);font-size:.72rem}.mobile-price-bar{display:none}
@media(max-width:1100px){.primary-nav{gap:14px}.primary-nav>a,.nav-group>button{font-size:.78rem}.header-cta{display:none}.home-hero-grid{grid-template-columns:1fr 380px;gap:34px}.brand-card-grid{grid-template-columns:repeat(3,1fr)}.content-sidebar{grid-template-columns:minmax(0,1fr) 340px;gap:36px}.state-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:860px){body{padding-bottom:58px}.shell{width:min(100% - 30px,var(--max))}.header-shell{height:66px}.menu-toggle{display:grid;width:44px;height:44px;margin-left:auto;padding:9px;background:transparent;border:0}.menu-toggle span{display:block;height:2px;background:#fff}.menu-toggle b{position:absolute;left:-9999px}.primary-nav{position:fixed;inset:66px 0 0;display:none;padding:22px;background:var(--navy);overflow:auto;align-items:stretch;justify-content:flex-start}.menu-open .primary-nav{display:block}.primary-nav>a,.nav-group>button{display:block;width:100%;padding:14px 0;text-align:left;border-bottom:1px solid rgba(255,255,255,.1);font-size:1rem}.nav-panel{position:static;display:none;width:auto;padding:5px 0 10px;background:transparent;border:0;box-shadow:none;opacity:1;visibility:visible;transform:none}.nav-group.is-open .nav-panel{display:block}.nav-panel a{color:#b9c8d5;padding-left:16px}.staging-ribbon{font-size:.6rem}.home-hero{min-height:0}.home-hero-image{position:relative;min-height:0;width:100%;height:auto;object-fit:contain}.home-hero-overlay{background:linear-gradient(180deg,rgba(5,16,29,.15),var(--navy) 32%)}.home-hero-grid{position:relative;display:flex;flex-direction:column;padding-top:26px;padding-bottom:32px}.hero-copy{padding:10px 0 30px}.hero-copy h1{font-size:2.75rem}.hero-proof{gap:20px}.home-hero .quote-box{order:-1;width:100%;margin:10px 0 16px}.signal-strip{grid-template-columns:1fr}.signal-strip>div{border-right:0;border-bottom:1px solid rgba(255,255,255,.1);padding:20px 24px}.section{padding:66px 0}.split-heading,.tool-grid,.editorial-split,.editorial-split.reverse,.page-hero,.content-sidebar,.brand-detail-card,.brand-detail-card:nth-child(even){grid-template-columns:1fr}.split-heading,.tool-grid,.editorial-split{gap:28px}.tier-grid,.process-grid{grid-template-columns:1fr 1fr}.brand-card-grid{grid-template-columns:1fr 1fr}.page-hero-copy{padding:54px 24px}.page-hero-media{min-height:0}.page-hero-media img{width:100%;height:clamp(240px,58vw,420px);object-fit:cover}.quote-page-hero{grid-template-columns:1fr;min-height:0}.quote-page-copy{padding:60px 28px}.quote-page-form{order:-1;padding:36px 24px 52px}.workflow-track{grid-template-columns:1fr}.workflow-track:before{display:none}.quote-workflow{padding:72px 0}.guide-nav{top:66px}.content-sidebar{gap:34px}.sticky-sidebar{position:static}.desktop-faq-cta{display:none}.brand-detail-card:nth-child(even) img{order:0}.family-list div{grid-template-columns:1fr}.family-list span{grid-row:auto}.faq-card-grid{grid-template-columns:1fr 1fr}.directory-tools{align-items:stretch;flex-direction:column}.directory-tools label{min-width:0}.footer-cta{align-items:flex-start;flex-direction:column}.footer-grid{grid-template-columns:1.5fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2}.mobile-price-bar{position:fixed;z-index:120;bottom:0;left:0;right:0;display:grid;place-items:center;height:58px;background:var(--orange);color:#fff;font-weight:900}}
@media(max-width:560px){h1{font-size:2.55rem}h2{font-size:2rem}.home-hero-overlay{background:linear-gradient(180deg,rgba(5,16,29,.1),var(--navy) 19%)}.hero-actions{align-items:flex-start;flex-direction:column}.hero-proof{justify-content:space-between;gap:8px}.hero-proof b{font-size:1.4rem}.micro-trust{gap:8px;flex-wrap:wrap}.tier-grid,.brand-card-grid,.process-grid,.decision-grid,.two-column-cards,.state-grid,.faq-card-grid,.city-link-grid{grid-template-columns:1fr}.location-callout{align-items:flex-start;flex-direction:column;gap:20px}.location-callout .button{margin:0}.volume-reading strong{font-size:2.8rem}.compact-quote .shell,.inline-cta{align-items:flex-start;flex-direction:column}.guide-nav .shell{gap:20px}.compare-table{display:block;overflow:auto}.footer-grid{grid-template-columns:1fr 1fr;gap:30px}.footer-grid>div:first-child{grid-column:1/-1}.footer-grid>div:last-child{grid-column:auto}.footer-bottom{gap:10px;flex-direction:column}.draft-notice .shell{align-items:flex-start;flex-direction:column;gap:2px}}

.editorial-card-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.editorial-card{display:flex;flex-direction:column;border:1px solid var(--line);background:#fff;color:var(--ink);overflow:hidden}.editorial-card img{width:100%;aspect-ratio:3/2;object-fit:cover}.editorial-card>span{display:flex;flex:1;flex-direction:column;padding:22px}.editorial-card small{color:#087f8c;font-size:.68rem;font-weight:800;letter-spacing:.12em;text-transform:uppercase}.editorial-card strong{font:700 1.15rem/1.2 var(--display);margin:10px 0}.editorial-card em{font-size:.82rem;color:var(--muted);font-style:normal}.question-card-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.question-card{display:flex;min-height:205px;flex-direction:column;padding:24px;border:1px solid var(--line);background:#fff;color:var(--navy)}.question-card>span{color:var(--orange);font:700 1.3rem var(--display)}.question-card>strong{font:700 1.05rem/1.25 var(--display);margin:16px 0 auto}.question-card>em{font-size:.75rem;color:#087f8c;font-style:normal;font-weight:800}.comparison-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.comparison-grid article{padding:28px;border:1px solid var(--line);background:var(--pale)}.comparison-grid h2{font-size:1.55rem;margin-top:12px}.comparison-grid p:last-child{margin-bottom:0}
.local-context{margin:28px 0 44px;padding:22px 24px;border-left:4px solid var(--orange);background:#f3f6f8;color:#34495a}.local-context strong{display:block;margin-bottom:7px;color:var(--navy);font-family:var(--display)}.local-context p{margin:0}
@media(max-width:980px){.editorial-card-grid,.question-card-grid{grid-template-columns:1fr 1fr}}
@media(max-width:860px){body{padding-bottom:0}.site-logo{width:210px;max-height:52px}.mobile-price-bar{opacity:0;visibility:hidden;transform:translateY(100%);transition:opacity .2s ease,transform .2s ease,visibility .2s}.mobile-price-bar.is-visible{opacity:1;visibility:visible;transform:none}}
@media(max-width:560px){.editorial-card-grid,.question-card-grid,.comparison-grid{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){.mobile-price-bar{transition:none}}
.breadcrumb-bar{background:#0c2038;color:#dce6ef;border-top:1px solid rgba(255,255,255,.08)}.breadcrumb-bar ol{display:flex;gap:0;list-style:none;margin:0 auto;padding-block:8px;overflow:auto;white-space:nowrap}.breadcrumb-bar li{font-size:.72rem;font-weight:700}.breadcrumb-bar li+li:before{content:"/";padding:0 9px;color:#6f859a}.breadcrumb-bar a{color:#fff}.breadcrumb-bar span{color:#aebdca}
@media(max-width:860px){.primary-nav{z-index:110;inset:66px 0 auto;flex:none;width:100%;height:calc(100vh - 66px);height:calc(100dvh - 66px)}}

/* September 2026 layout refinement */
@media(min-width:861px){.primary-nav{flex:0 1 auto;margin-left:auto;justify-content:flex-end}}
.state-grid{align-items:stretch}
.state-card{display:grid;grid-template-rows:auto 1fr auto;padding:0;overflow:hidden;border-top:3px solid var(--cyan)}
.state-card>div{padding:20px 20px 17px;background:var(--pale)}
.state-card>div>span{background:var(--navy-2);letter-spacing:.06em}
.state-card ul{margin:0;padding:16px 20px;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.state-card ul:empty{display:none}
.state-card .state-more{display:block;padding:17px 20px;background:#fff}
.state-card .state-more:hover{background:var(--navy);color:#fff}
.compact-local-context{margin:64px 0 12px;padding:20px 22px;font-size:.91rem;line-height:1.58}
.compact-local-context p+p{margin-top:10px}