How much does it cost to buy out or terminate a copier lease early?
An early copier lease termination can require the remaining scheduled payments, taxes, fees and return costs, sometimes reduced by a stated payoff formula. A buyout may also include a fair-market or fixed purchase amount. The only reliable number is a dated written payoff from the leasing company—not an estimate from a replacement salesperson.
Calculate copier lease termination before discussing replacement equipment
Request a written payoff that separates remaining equipment payments, purchase option, late or administrative charges, taxes and return freight. Then compare four paths:
- Keep the existing copier through term
- Pay off and return the equipment
- Exercise the purchase option
- Replace it without rolling hidden balance into a new lease
Review end-of-lease requirements and the full lease versus buy analysis. Require any carried balance to appear separately before requesting replacement copier prices.
Price the equipment around one clear workload.
Give providers the same volume, paper, scanning, finishing and service brief.